If you’re under 40, the government subsidised Lifetime ISA (LISA) is a great savings account for first-time buyers, as you can get as much as a 25% boost on your savings - so long as you use the funds to buy a home, or for retirement A fixed-rate bond for two or three years...
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0.25% annual platform fee to invest with its free account Earn interest on your savings with Chip's Instant Access and Cash ISA accounts Set savings goals Withdraw money at any time 4.7 out of 5.0 Trustpilot score based on more than 3,000 reviews ...
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“This is a very important decision and advice is essential because once a lifetime annuity has been secured, the decision cannot be reversed.” The second option is ‘flexi-access drawdown’, which provides more flexibility but a lower level of security compared to an annuity. “With this ...
Lifetime ISAs Open aLifetime ISAand the government will pay a 25% bonus on the savings you put aside for a deposit (or retirement, if you don’t spend it on buying a home). You must be between 18 and 40 to open one, but then have the option to save £4,000 a year into thi...