Surviving Financial Meltdown contains a remarkable amount of great advice and wisdom, along with a wide range of exercises that will help you overcome your own personal financial challenges. Some of the exercises are similar to the processes that we were taken through and were so amazingly ...
Get financial advice.During times of financial stress, employer-provided services, state or local employment agencies, credit counselors and financial professionals can serve as valuable sources of information. Working with aninvestment professionalcan help you to become a more disciplined saver, better m...
How to Deal with Financial Hardship in the Construction Industry SOMETIMES NO MATTER HOW WELL YOU OPERATE YOUR CONSTRUCTION FIRM, EXTERNAL FACTORS SUCH AS INDUSTRY DOWNTURN CAN DERAIL YOUR BUSINESS PLAN AND STOP YOU FROM REACHING YOUR GROWTH MILESTONES ...
Instead of putting yourself in financial hardship, just be honest about your money and try offering the truth—or a practiced version such as, "I just can't swing that right now," "That's a little out of my budget," or "no can do." There is no counterargument to this. If they'...
6. Additional Benefits:Some lenders may offer additional benefits or perks that can enhance your refinancing experience. These could include interest rate discounts for automatic payments, deferment or forbearance options in case of financial hardship, or educational resources to help you better manage ...
However, you’ll end up taking even longer to pay off your house and paying more interest over the long run. There are other ways to lower your monthly mortgage payment if you’re facing financial hardship, so consider the pros and cons before refinancing to a longer term. (And keep in...
To qualify for these options, you'll usually need evidence of financial hardship, such as bills and other documents showing your expenses, income, and assets. Know your financing options Chavis also suggests being proactive about applying for any financing you might need to see you through the ...
How to Buy Property Overseas Consider these tips when making an international real estate investment for your later years. Kathleen PeddicordApril 18, 2025 How Deportations Affect Social Security Mass deportations could mean less money for already meager Social Security trust funds. ...
The Income Based Repayment Plan (IBR) is one of the most common repayment plans borrowers switch to if they are having financial hardship. If you have loans from before July 1, 2014, you payment will not be higher than 15% of your discretionary income. On this plan, you will make paymen...
11. Ask someone to monitor your progress It’s easy to let little things go without worrying about them if you’re saving alone, but it’s often these seemingly minor expenses that prevent us from reaching our financial goals. Talk about your budget with someone you trust and ask them to...