Your HDB loan can be repaid via cash or CPF (find out more on theHDB website). The key details you need to know about your HDB loan include: The total loan amount, obviously, How much you’re supposed to repay each month, For how long, And the interest rate. As draining as planni...
“Whenever you take a mortgage, a loan or open a line of credit, the bank checks out your income. You have to earn at least 3 times the loan repayment amount, net. If you earn €1,000, you can take a €333 mortgage. If you earn €1,000 and already pay €350 in rent, you c...
Neoliberalism, which has dominated housing and urban policy discourse over the last few decades, refers to reduced state intervention in social and economic affairs and the assertation of the superiority of market processes (Forrest & Hirayama,Citation2009). The reform of housing policy has been cen...
As much as we aspire to live a debt-free life, some financial obligations are necessary, such as a housing loan. Every Singaporean determined to live in the property of their dreams will have to figure out their way around this. Otherwise, how else can we afford a unit that costs hundred...