Some lenders may have a minimum amount of debt you have to have to qualify for a debt consolidation loan, and some may allow you to use a cosigner if your credit score is too low to qualify. Shop around until you find one that fits your needs. Ready to get some debt relief? Find h...
If you don’t have an income and saving money eludes you, you won’t qualify for debt relief. But don’t worry, there are other options to consider Bankruptcy Bankruptcy provides important protection if you find yourself overwhelmed with debt. While a sizable amount will be wiped out whether...
Below, Tayne outlines five tips for preparing yourself for the end of additional unemployment relief. 1. Adjust your budget Tayne says that the first place to start is with your budget. Try to cut back on any expenses you don't need right now. It helps to start a list of all your ess...
According to the new guidance, however, borrowers with FFEL or Perkins loans not held by the department can no longer obtain one-time debt relief through consolidation, and will only qualify for forgiveness if they applied for consolidation before...
But be aware that the debt relief industry includes scammers who may try to take what little money you have [2]. Be sure you understand — and verify — these points before entering any agreement with a debt settlement company: What you need to qualify. What fees you will pay. Which ...
Consider these affordable places to launch your retirement abroad. Kathleen PeddicordJan. 7, 2025 Year-End IRA Tax Moves Optimize your IRA and 401(k) strategies with these key tax-saving tips for year-end planning. Kate StalterDec. 24, 2024...
Giving away your relief funds Q:My wife and I are retired. We are comfortable financially, with a generous pension, maximum Social Security benefits due to start in a few months, and three years’ worth of ready cash in the bank. We don’t anticipate touching our investments until ...
Selling your life insurance policy can be a smart financial move if the payout or relief from premium payments brings you immediate benefits that outweigh the need to keep your coverage. However, remember to carefully consider the long-term impact, especially if your loved ones rely on the deat...
Landlords of multi-family units must have been current on payments as of Feb. 1, 2020, to be approved for forbearance relief. They should submit an oral or written request to their servicer, which can approve the initial 30-day forbearance with subsequent extensions of up to an additional ...
To ensure you are not paying too much for rent, you'll need to do your homework. Here's how to start: Compare Market Values Research similar properties in your area or where you want to rent to determine the average price. Check websites and platforms like Zillow and Trulia that let yo...