Term life insurance:Term insurance provides temporary coverage for a set period — often 10, 15, 20 or 30 years. If you die during the term, your beneficiary receives the death benefit. If you don't, no payout is made. Depending on the insurer, you may be able to extend or convert ...
The majority of people who apply for long term care insurance receive a Standard health rating. If you are given a clean bill of health, you may qualify to receive the best possible rates, which are sometimes referred to as preferred health rates, although the name may vary by carrier. The...
The saver's match is worth 50% of qualifying retirement account contributions of up to $2,000 per individual. Taxpayers who file as individuals could get up to $1,000 from the federal government. Married couples who file jointly can qualify for up to $2,000 if they make qualifying c...
People diagnosed with lupus may think qualifying for life insurance will be difficult, but if you're managing symptoms effectively, you can still qualify for affordable term life insurance with lupus as low as $15/month. How to get term life insurance with lupus starts by comparison shopping on...
VA loans help eligible veterans, service members, and their spouses by providing a home loan guarantee to the bank or lender. That guarantee helps the borrower qualify for competitive interest rates, and often eliminates the need for a down payment and private mortgage insurance.10 USDA loans aim...
Here's what to consider when taking unemployment benefits and Social Security payments at the same time. Rachel HartmanJan. 21, 2025 The 6 Easiest Places to Retire Abroad These countries offer residency options that are easy to qualify for. Kathleen PeddicordJan. 16, 2025 While every reti...
If you’re terminally ill and qualify for a viatical settlement, there’s good news: the money you receive is usually tax-free. This benefit, provided by the Health Insurance Portability and Accountability Act of 1996 (HIPAA), ensures that people facing serious health issues can use their fund...
If you needlong-term careand cannot afford to pay for either the genuine care you need or any form of insurance orannuityprotection, you will need to apply for coverage under the Medicaid program. This program provides managed care to people who are disabled or age 65 or over and have inc...
Non-standard auto insurance companies primarily offer coverage to drivers who don't qualify for standard auto insurance policies. Several insurers specialize in this market, but some major insurers also offer non-standard policies and standard insurance. To compensate for the extra risk, the insurance...
Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies.