These days many of us write few, if any, checks. So, the term "balancing a checkbook" has taken on a new meaning. Simply put, balancing your checkbook involves making sure your records for your checking account match the bank's records. For instance, the bank's records for your checking...
A campground fee (Surprisingly, some state and national park campgrounds will ONLY accept checks – no cash accepted. This is actually the exact reason for why I keep a checkbook with me.) Government offices – If you go to certain government offices, then you may have to pay by check. T...
Pick a time of the day when you’re free every day and log into your online banking. Compare your checkbook register to the day’s transactions and check off those that show as completed in your account. Leave and uncleared transactions in your check register unchecked. Repeat this process e...
It's likely that, when you signed up for your checking account, your bank provided a book of paper checks and a checkbook register. The checkbook register is a lined booklet used to write down all of your transactions. Don’t be intimidated. It’s a straightforward process: At the top o...
Back in the day, you’d need to visit your bank or financial institution in person to order your checks. That’s not your only option anymore. Here are a few ways you can get a checkbook: Visit your local bank Okay, so this is your classic option. Just head into your bank and let...
Report lost or stolen checks:If a voided check is lost or stolen, notify the bank immediately so they can take appropriate measures to protect the account. Shred or tear:Use a shredder or manually tear the voided check into small, confetti-sized pieces. This may help make sensitive informatio...
A check is a written, dated, and signed draft that contains an order directing a bank to pay a definite sum of money to a payee. Learn how checks work.
For example, you might know that you need to write a check for a certain amount, but you don’t know the payee's exact (or legal) name. In that case, you can write a check to cash, slip it in your pocket, and leave your checkbook at home. Or, for example, if you are a ...
Once you've written a check, here's how to help ensure your funds get to the right place: Make a record of the transaction.Be sure to keep up with your transactions so you know any outstanding payments that debit your account. You might do this in a typical checkbook register, which ...
How to Endorse a Check for Mobile Deposit Many banks now let you deposit checks using your phone. That means you don't have to take a trip to your bank just to take care of a check! Now all you have to do is have your bank's mobile app and you can deposit checks to your accoun...