Purchase and Insure Your Ring.Once you've found the perfect ring, it's time to seal the deal but don't forget to inquire about insurance options. Your engagement ring is an investment that holds immense sentimental value, so it's essential to protect it against the uncertainties of life. ...
Usage: You should try to avoid using too much of your credit limit to purchase an engagement ring. Unwise use of a credit card may impact your credit utilization ratio and thus credit score, after all, your credit utilization makes up 30% of your credit score, according to the Office of...
Future Plans: Do you plan to have children or to purchase a house immediately after marriage? These plans require quite a bit of free cash, so you may need to spend less on the ring. Financing: You CAN finance an engagement ring. But it's better to buy an affordable one with cash th...
Why Nearly Every Purchase Should Be on a Credit Card Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest. 2 By Virginia C. McGuire, Paul Soucy...
If jewelry stores are still closed in your area, and you’re uneasy about making such a significant purchase online and without expert help, some stores are currently offering virtual appointments with in-house specialists. If not, take this time to do your research, analyze what’s available,...
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Do not ever feel pressured into making a purchase. And do not ever feel uncertain about a diamond or the price. If you had spent some time learning about the 4C's and diamond prices, then you should have some idea of what to expect. If you're at a store and feel like the salespers...
Here's how to maximise your budget, whatever you're planning to spend By Charlie BoydPublished: 25 January 2023Sky It might not be all that romantic a thought, but just as engagement ring trends are influenced by fashion’s zeitgeist and celebrity proposals, they are also swayed by the econ...
Whether it’s a family heirloom that’s been buried in a jewelry box somewhere or your own engagement ring that didn’t quite change with the times, you’ve decided it’s time
5. Purchase Upon approval, insurers will ask you to pay your premium so they can activate your coverage. If an appraisal is required but you haven’t provided it, the insurer may give you a certain time frame to submit it, such as 10 days. As long as you provide it within that time...