1. Register to vote This is improving your credit score 101. Easy to do and essential. Being registered to vote will prove who you are and where you live. Ideally register at your permanent address, rather than
I did not apply for credit with this company, nor did I authorize anyone to pull my credit report. I am requesting that you investigate this matter and remove the unauthorized inquiry from my credit report. Enclosed are copies of my government-issued ID and a recent utility bill to verify ...
What is a hard inquiry on your credit report? A hard inquiry is recorded when someone requests to review your credit report as part of a credit application process. Also known as a hard credit check or hard pull, these requests from an authorized lender can shave up to five points off ...
If you're opening a new business, you may want to consider getting a business credit card. Learn how to find the right business credit card for your startup.
Your payment history prior to the bankruptcy will make you look risky to a lender. The easiest way to fix this is to establish a good payment record. Then, you need to make sure that this record shows up on your credit report. You have four basic ways to start restoring your score and...
Below, Select reviews three simple steps you can follow to choose the credit card that provides you with the most benefit. Are you a small business owner? Check out how to choose a business credit card. How to choose the best credit card Check your credit score and credit report Decide wh...
A credit inquiry, also known as a credit pull or credit check, occurs when a third party requests to view your credit report from one of the major credit bureaus. There are two types of credit inquiries: hard inquiries and soft inquiries. ...
Learn everything you need to start growing your own credit repair business that changes lives with our comprehensive step-by-step guide.
Canceling your credit card is completely different from downgrading your credit card. Canceling your credit cardusually has adverse consequences on your credit report. In the long-term, closing your credit cards before you allow them to age will reduce your average age of accounts, which makes up...
Each time you apply for credit of some sort, the creditor will pull a credit report against you to get an accurate picture of your credit history. They want to know what yourFICO scoreis and if you have a bad or good habit of paying all your bills on time. When the credit check is...