How to Pick a Target-Date Fund.The article presents a discussion on choosing target-date funds.TERGESENANNEEBSCO_bspWall Street Journal Eastern Edition
Target date funds, target risk funds, and managed accounts are all single options that can provide diversified investments within and across multiple asset classes, including stocks, bonds, and cash. But for folks who are looking to evaluate individual fund options, as building blocks for a ...
What is a target-date fund? A target-date fund is a mutual fund (or exchange-traded fund) that gradually rebalances and reallocates assets as you get closer to retirement, typically shifting the majority of assets from riskier investments such as stocks to more conservative investments such as...
What are target date funds? If you want to passively invest in a traditionally diversified portfolio by age, the easiest solution is to buy atarget date fund (TDF).Your money is invested over a set period of time, with the "target" being the year you expect to retire and start drawing...
important. If you need to access your money in less than five years, an aggressive growth fund is likely not the best strategy. One example of a fund that has the time horizon already built in is atarget-date fund, which adjusts its risk level based on how close you are to retirement...
“The fund is managed based on the specific retirement year (target date) included in its name and assumes a retirement age of 65. The target date refers to the approximate year an investor in the fund would plan to retire and likely stop making new investments in the fund. The fund is...
There are over 10 million people with a 401(k) or 403(b) who potentially invest in both a target-date fund and other assets, according to anew report from Morningstar, an investment research firm. But doing so could possibly hurt your bottom line. ...
You’ll have choices for how to invest the money. Clark recommendsa target date fundas a simple, smart investment solution. “Just pick the year closest to when you think you’re going to retire, and slap all the money you’re saving into that choice,” Clark says. “You don’t have...
2010: a fund odyssey; As the first target-date funds come of age, a financial expert analyzes how well they have secured retirement for participating worke... CL Israelsen 被引量: 0发表: 0年 How well do financial experts perform? A review of empirical research on performance of analysts, ...
The different types of mutual funds are typically categorized as bond funds, equity funds, target-date funds, and money market funds. Each of these funds will have different investment profiles, risk levels, performance results, and fees. Depending on your personal investment profile, some will be...