This is the money you’re putting toward your retirement,emergency fundand other savings and using to pay down high-interest credit cards and other“toxic” debtlike payday loans. It also includes anything over the minimum payment on your “good debts” such as your home loan. In the 50/30...
You could end up paying more, even with a lower interest rate. Before signing up for a debt consolidation loan, ensure you understand the initial and ongoing fees, if you’ll be penalised for paying off the loan early, and how to protect your assets. If the debt is large, it could af...
'HECS' stands for the Higher Education Contribution Scheme — a government loan to help pay for your university or higher education study. Here, we've collated a sample of responses from couples, teens, singles in their 20s, plus those over 30. 1. Couple, late twenties, combined income ...