Transferring your debt from a high interest rate card to lower interest cards will speed up the debt reduction process,but it’s imperative that you weigh the costs of doing this. You’ll be paying less interest with a balance transfer, but applying for a new card has a short term effect...
“A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.”– Suze Orman “As I have said for many years throughout this land, we’re borrowing money from China to buy oil from the Persian Gulf to burn it in...
There are a few ways to do this, such as a balance transfer to another credit card with 0% interest rates for a certain period, taking out a personal loan with a lower interest rate to pay off your credit balance or working with credit counselor to consolidate your debt with a lower ra...
What is important for kids to learn is that no matter how much money they have, earn, win, or inherit, they need to know how to spend it, how to save it, and how to give it to others in need. This is what handling money is about, and this is why we give kids an allowance. ...
I would love to put my meal on credit card, but as you pointed out, sometimes you just wanna get out there faster. MelissaFebruary 7, 2011 at 7:57 AM I’m totally with you on this one. I know a ton of people that always spout off, “but there’s no need for cash in 2011!
Money buys convenience, but that convenience comes at a price because you have to give your life energy in the form of work to earn it in the first place. Everything is a trade-off. There's no perfect answer. For example, extreme frugality would limit my ability to take my family to...
Payments (premiums) are guaranteed to stay level as long as you pay on time, and your death benefit is guaranteed for life as well. Your death benefit may even grow if you buy “paid-up additions.” (See further down) To lock in the best whole life insurance rates for your entire lif...