Changes to Premium Bonds prize fund In the unlikely event of a shortfall in the total number of prizes, we may increase the share allocated to the lower value band and reduce the shares allocated to the higher and medium value bands. Any surplus will be carried forward to the prize fund...
Interest on bonds is usually paid every six months. Bonds with the least risk pay lowerrates of return. But those with the highest risk come with the biggest rewards. That's because they want to attract morelendersor buyers. Because they pay out interest regularly, bonds with the highest ri...
This chapter first explores the magnitude of the credit spread premium; thereafter it discovers answer to the question — Are investors able to capture this credit spread premium? — and determines the best way to capture the spread premium of corporate bonds.Arik Ben Dor...
Access our widest investment choice for offshore bonds. Find out more Platforms Use platform functionality with your offshore bond. Find out more Facing the future Join our Exploring your Horizons Roadshow, a series of nine in-person events taking place across the UK in October 2024. The events...
Over the last three decades, this approach has been replaced by linking earthquake insurance to bonds in the capital market; this is now known as the earthquake catastrophe bond (ECB). Through the ECB, contingency costs become larger and more sustainable earthquake funds. Unfortunately, there are...
For bond investors, higher interest rates mean higher rates on new bond issues but a decline in the values of existing bonds. Lower interest rates have the opposite effects; new bond issues offer less interest while existing bonds trade at a premium. Understanding the relationship between interes...
“It has to be easily affordable not just for today but for the whole premium period,” says Marilee Driscoll, founder of Long-Term Care Planning Month, a public-awareness effort that takes place during the month of October. How to save when you hit retirement age Once you’ve reached re...
This calculator uses information from NS&I to find the effective interest rate for your investment.
That’s too bad because CEFs really are quite simple: they’re like mutual funds or ETFs in that they pool money from investors, which the fund’s managers then use to buy a basket of stocks, bonds, real estate investment trusts (REITs) or other investments, depending on the CEF’s man...
However,insurance companies generally trade at a premium over economic net premium, or franchise value, reflects the present value of investors’expectations regarding the value created by future business. It is a reminderthat shareholders expect insurers to create of capital for insurersUp to this ...