If you’re self-employed, you may be eligible to deduct premiums that you pay for medical, dental, and qualifying long-term care insurance coverage for yourself, your spouse, and your dependents. You can't claim the health insurance premium write-off for months when either you...
Depending on the service you need,prior authorizationfrom your insurance plan may be necessary in addition to the referral from your PCP. Your PCP might automatically obtain prior authorization as part of the referral process. But as a general rule, double-check with your insurer and the speciali...
Your insurer is generally not allowed to stop providing coverage after a policy is issued, even if your health changes gradually while you’re still alive. However, your life insurance company may reject claims if you haven’t paid your premiums on time or your insurer finds out you’ve ...
In order to obtain health insurance with lupus, however, you must apply during the open enrollment periods which happen annually for the open marketplace and for any coverage offered by your employer. Be sure to mark the dates for when open enrollment begins and ends and always check that you...
too. Potential buyers will require access to your medical records to accurately assess your policy’s value. Be prepared to sign a release granting the broker or provider permission to obtain these records. This step can be time-consuming and may involve some out-of-pocket costs, but it’s ...
Starting a business is a pursuit that appeals to many, but not everyone knows where to start. This guide will walk you through the elements of starting a business and explain what you can expect as you embark on the journey.
In this article, we’ll explore the different options available for remote workers to obtain health insurance. We’ll delve into employer-sponsored coverage, individual health insurance plans, health insurance marketplaces and exchanges, COBRA coverage, and the use of Health Savings Accounts (HSAs)...
After thorough research, she found a policy with affordable rates from Haven Life, tailored to her specific needs. Lisa was able to obtain the life insurance coverage she desired despite her asthma condition. Case Study 2: Converting Term Life Insurance Mike, who has been managing his asthma ef...
Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's neglige...
there are several options for purchasing life insurance. You can contact a local insurance agent or broker; look for online marketplaces that offer products from several insurers; or contact the insurance company directly to obtain coverage. Look for a company with financial stability and a reputati...