I'm pretty careful with my money, but I find it really difficult to save much. 我对花钱也很谨慎,但我发现还是很难存很多钱。 It's the little expenses that add up. 就是一点点累加起来的。 You buy a bottle of water here, a sandwich there, a takeaway pizza in the evening… They don'...
Those filing Chapter 13 will need to attend a confirmation hearing, where the bankruptcy judge will decide whether or not to approve the proposed payment plan. Once the judge approves, you will make your plan payments for the amount and period of time specified by the courts. Life has a cra...
【范文 2】 Last summer I had an unforgettable travelling that I climbed Mount Huang with my dad. I felt excited because it was the first time for me to climb a mountain. At first, I hiked so quickly that my dad couldn't follow me up. But after a while, I was too tired to go ...
To know when you’ll be eligible to refinance, you’ll first need to complete your bankruptcy waiting period.Depending on yourloan type, Chapter 13 bankruptcies may allow refinance as early as a year into making payments (while you’re technically still in the bankruptcy period) or up to 2 ...
Bankruptcy Bankruptcy is an alternative to debt consolidation. It is a legal process where a judge can discharge part, or all the debt, depending on what you have petitioned for in court. Ask the experts: What are some long-term strategies for staying debt-free after consolidating debts?
If you’re having trouble locating it, you can access your EIN in several ways without paying a fee — though there isn’t an IRS online tool to look up the EIN. Read on to learn how to find, change or get an EIN.Do you need an EIN?
If and when you had a foreclosure, declared bankruptcy, or had debt sent to collections It's common to see varying credit scores when you look at different sources. Credit Karma and other services might display different credit scores, like TransUnion VantageScore, which is different from the ...
Going through a nonprofit credit counseling agency is a good way to find an affordable debt management plan. If your credit card debt is more than 40% of your income and can’t be repaid within five years, bankruptcy may be a better option than a debt management plan. Pros Fixed monthly...
Although I have been involved in this field for many years and have accumulated some experience, I am still aware that I am just one of the many participants in this field. I am always ready to learn and improve my knowledge and skills. Because knowledge and skills are specific to certain...
Gift lettersfrom anyone giving you money to use for a down payment Court records if you’re recently divorced or dealt with something like bankruptcy or foreclosure Contact info for your landlords if the lender wants to verify payment ID (such as a driver’s license or passport), so lenders...