Many people continue to use cars and motorcycles even though they know that they are bad for the environment. Why is this the case? What can be done to reduce the use of these vehicles? Give reasons for your answer and include any relevant examples from your own knowledge or experience. ...
doi:urn:uuid:9fc44b22f6e01410VgnVCM100000d7c1a8c0RCRDMany boomers plan to stay in the workforce longer than previous generations. Here's how to know it's time to enter retirement.Casey DowdFox Business
While new experiences and adventures should be considered when estimating retirement expenses, you’ll also need to factor in unexpected expenses.Having an emergency fundof easily accessible cash can keep you from having to tap your retirement accounts to pay for something like ahome repairor a medi...
It can be easy to divert the money you should be saving for retirement to other financial goals. Whether you become unemployed and need to pay the bills, or an unexpected expense arises, life can get in the way of your retirement savings goals. (By the way, these are all goodreasons wh...
A typical inflation rate, such as 2% or 3%, must be factored into all your average costs. While you can’t know precisely what inflation will be or what you’ll spend in the future, you need an estimated budget to determine your retirement savings target, which is the next step. ...
Always get the advice of your HR or legal department before raising the subject of retirement with an employee. It will know the local legal requirements that you'll need to observe when a team member is approaching retirement. In the U.S., for example, the 1986 Age Discrimination in Emplo...
A. Really? I’m too young to think about retirement now B. I don’t worry too much and save money when I can C. Yes, I have a plan Expert Tip! You should have a retirement plan in place regardless of your age. Putting aside a small portion of your income can make a huge diffe...
These are some of the major differences between the traditional IRA and the Roth IRA,but the plans differ in other key respects, too. It’s important to know which plan works best for you. Another popular option for retirement saving is the 401(k), which is established through your employe...
(retirement), midterm (paying for college or buying a home) or short-term (going on vacation or purchasing a car). ask yourself: what is my overall tolerance for risk? market fluctuations are more stressful for some investors than others, and it's important to know your own comfort...
Experiencing a major life change or receiving a big refund or a high tax bill are all reasons to consider filling out a new W-4 form and adjusting your withholding amount.