Most people with health insurance get it through an employer. If your employer offers health insurance, you won’t need to use the government insurance exchanges or marketplaces, unless you want to look for an alternative plan. But plans in the health insurance marketplace usually cost more tha...
What doesn’t liability insurance cover? While liability insurance covers most costs related to your liability in an accident, first-party losses are not covered. First-party losses are those related to you and your passengers. For example, liability insurance usually will not cover: Damage caused...
If you’d be devastated by the loss of your jewelry, jewelry insurance may be a smart investment. Here’s what you need to know.
Your auto insurance policy is spelled out in documents you will have received from your insurer when you purchased your coverage. Knowing how to read car insurance documents is a skill that all drivers should have so they know exactly what their policy covers, as well as any limits on that ...
When your insurer gives you the policy document, it's important to read through it carefully to make sure you understand it. Yourinsurance advisoris always there for you to help you with the tricky terms in the insurance forms, but you should also know for yourself what your contract says....
Here's some basic info you need to know: What is insurance? Health insurance helps pay for your health care. It can help cover services ranging from routine doctor visits to major medical costs from a serious illness or injury. It also covers many preventive services to keep you healthy. ...
“Ransomware attacks continue to increase but surprisingly this hasn’t resulted in increased pricing,” according to Bell. “This pricing stabilization is driven by more MGAs [Managing General Agent, a specialized type of insurance intermediary] and insurers entering the market.” ...
Contacting Your Insurance Provider Additional Considerations Conclusion Introduction When it comes to car insurance, understanding the coverage you have is essential. Many car owners wonder if their insurance policy covers rental cars in case of an accident or when they need a temporary replacement vehic...
Homeowners insurance covers damage from fires so it 's essential to know how to file a claim if it happens to you.The first step is to get in touch with your agent who sold you the homeowners insurance. The insurance company will assign an adjuster (保险理算员), who will assess the da...
Keep credit card balances well below your credit limits. Open new credit accounts only when necessary. Applying for too many credit cards can hurt your score. » MORE:What to know about a credit-based insurance score 8. Don’t drive a lot? Consider usage-based insurance ...