Chapter 13 bankruptcies andforeclosurescan remain on yourcredit reportfor at least seven years; Chapter 7 bankruptcies can linger on credit reports for up to 10 years.1Unfortunately, you can’t do anything to remove those negative marks sooner. But it’s important to monitor your credit rep...
Once you’ve zeroed in on your loan amount, run some numbers using apersonal loan calculator. Experiment with longer terms if you want to keep your payment lower or shorter terms if you want to pay the balance off quickly. I wanted a slightly longer loan term, so I looked for a loan ...
but there are plenty of ways to boost your credit with no money required. In fact, you can generally do all of the work yourself to fix and build your credit for free. We’ll go over 15 of the best ways to do it, such as adding rent/utility bills to your credit report, getting ...
Focus on the quality of your life, not the quantity of your likes. Keeping up with the Joneses shouldn't be the motivation behind why you do anything—on social media or otherwise. Stressing over likes will cause you to spend time, effort and money for approval you don't need. In Isaia...
These people have more expertise and time than you have and they are better equipped to keep your money away from shaky deals. This is not to say that they are always successful. But they do have better tools and resources than you do. Also, you can put any amount you want into a ...
The time to close on a house will depend on many factors. Some of these factors will be within your control, and some won’t. If you are asking, how long does it take to close on a house? The answer will be down to how smoothly the closing stages are completed and how people deal...
Prime Art and Jewel, a Dallas-based manufacturer, also pointed to Chinese manufacturing as the reason it’s able to keep its prices low. The company noted in its letter that it chose to establish its manufacturing facility in China, not only for its affordability, but because the country’s...
If you want to downsize to save money, you can alsosell your house for cash. 5. Get a side gig to ensure multiple streams of income If you lose your job during a recession (or any time), it pays — literally — to have a side gig or backup job for an additional stream of income...
get rid of collections calls and start anew. Now just because you declared bankruptcy doesn’t mean that you’re in the clear forever. A lot of times bad habits are hard to break and can cause multiple bankruptcies. Some of our remaining tips will help ensure that you avoid having to do...
here. I spoke to one, which is public transportation, but the other two also played a big hand, one of them being that every fitness studio, gym, spin studio, pool in America has been shut down. People are looking for a way to exercise and get out of their house when they're on ...