The two exceptions to the lump sum being three times the pension are listed. Increasing the previous year's earnings and increasing all the previous years factors are the two dynamizing factors that revalues earnings. ...
If you choose to join the German public health care scheme, you can register with any of the 96 Krankenkassen which are non-profit associations administering the public health scheme. Some (for instance AOK, TK, SBK, BEK, DAK) are very large and have millions of members while others (often...
and Wales, individuals who qualify will receive a confirmation from the Government. The eligibility criteria for the Warm Home Discount have not been altered from last year. To qualify, individuals must be claiming either the Guarantee Credit element of Pension Credit or another 'qualifying benefit'...
Final salary pensions, or defined benefit pension schemes, pay retirement income for life. Learn how to calculate your income and how transfers and benefits work.
Visas for Moving to Spain If you are actually moving to Spain from UK then you must tell the UK government offices that deal with your benefits, pension and tax that you are moving or retiring abroad. You can check the entry requirements for Spain here and plan your move to Spain from ...
WHY DO PEOPLE JOIN A PROFESSIONAL BODY? If you want a career in a certain profession such as accountancy, you need to become professionally qualified. ACCA sets the syllabus for the exams students must complete in order to qualify as an accountant. We also ensure that students gain work ...
Eventually, 15 months after my first symptoms, I managed to get an appointment at an NHS long COVID clinic, where I hoped to get some authoritative guidance. But when I arrived, they rejected any idea of treatments, saying there wasn't enough research to justify their use. Instead, t...
Local government leaders are more keenly aware than ever of the changes they need to make to meet the fiscal challenges ahead. The scale of the challenges has been widely acknowledged, and the focus is now moving from the ‘what’ to the ‘how’. Councils face the difficult tas...
The increasing pension age and diminishing NHS availability of peripheral healthcare (dental/podiatry etc) means that it’s likely we will have to be reliant on equity release if one of us dies much before the other (only one State Pension coming in as income) to have a decent re...
Fifth, the government delayed all sorts of laws being brought into force, or did not activate them at all. In the Pensions Act 2008, the right to automatic enrolment in a basic pensions wasdelayed between 2 and 10 years– that is, for many people the right to an occupational pe...