While you certainly can get a mortgage if you’re self-employed, you will likely have additional underwriting requirements to prove your income. Learn more about the application process for a self-employed home buyer, how to get a mortgage if you’re self-employed, and the pros and cons. K...
This is a pretty neat way to pay off your mortgage early without actually paying anything extra each month. But even if you’re not able to benefit from a refinance, there are still countless other (easy) ways to pay off a home loan faster. For example, you could leave your existing m...
Once you feel like your credit is in a good spot, it’s time to start the process of getting a mortgage. You can find out how much money you qualify to borrow by applying for mortgage pre-approval. This will also give you a sense of how much your monthly payments will be. How much...
Learn how to be a private mortgage holder. When you sell a home and hold the mortgage on it for the buyer, this is known as seller financing or a private mortgage. Holding a mortgage for someone is typically done when the buyer cannot get approved for traditional financing through a bank ...
Establishing a my Social Security account allows you to check the accuracy of your earnings and correct errors so that you will receive the maximum possible benefit you qualify for. Creating an account also prevents someone else from using your Social Security number to set up an acco...
When a pre-approval expires, you’ll have to fill out a new mortgage application and submit updated paperwork to get another one. If you’re just starting to think about buying a home and suspect that you might have some difficulty getting a mortgage, going through the pre-approval ...
Owning a home in Florida comes with a unique set of challenges homeowners might have to face. Liz Brumer-SmithDec. 20, 2024 Should I Buy a House Now or Wait? If you want to buy a home in 2025, here's how to determine if now is the right time or if waiting ...
It might feel impossible to start saving for a down payment while renting. After all, rent is expensive! But don’t worry—it is possible, and you can do it. Here’s the best way to save for a house. Ramsey Solutions Home Buying ...
The 6 Easiest Places to Retire Abroad These countries offer residency options that are easy to qualify for. Kathleen PeddicordJan. 16, 2025 Pay Off Your Mortgage in Retirement? While every retiree’s situation is different, experts say clearing mortgage debt is preferable, but not always advised...
Where you sleep and "turn off" should not be where you work. While many employers are working hard to get their employees back into the office, it appears to be a tough road given the pushback on commuting versus WFH. For those who are permanently working from home, the home office ...