If you’d be devastated by the loss of your jewelry, jewelry insurance may be a smart investment. Here’s what you need to know.
Engagement ring insurance can offer peace of mind by providing replacement and repair costs in case of theft or damage. And with modest premiums, you don’t have to break the bank. Here’s a closer look at what engagement ring insurance is, what to look for in an engagement ring insurance...
Have your items professionally appraised to determine their value for insurance purposes. Take photos of the items. If you have the option, as with the aforementioned Farmers Insurance rider, consider increasing the deductible to lower the insurance premiums. Once your policy is in place: Keep all...
Purchase and Insure Your Ring.Once you've found the perfect ring, it's time to seal the deal but don't forget to inquire about insurance options. Your engagement ring is an investment that holds immense sentimental value, so it's essential to protect it against the uncertainties of life. ...
Special property for your home or business needs to be fully protected, not just value-wise, but against anything that could potentially happen to it. That's what makes additional contents coverage so important. An independent insurance agent can help you get all your special property covered aga...
How much you can borrow for a home renovation depends on where your funding comes from. Here's what you can expect: Home improvement loan (personal loan): Between $3,000 and $50,000 Home equity loan: Up to 85% of the appraised value of your home[1] Home equity line of credit: Up...
get give go grind grow hang have hear hide hit hold hurt keep kneel knit know lay lead shoot lie (down) light lose make mean meet pay prove put quit read ride ring rise run saw say see seek sell send set sew shake shave...
quality ring will be assessed by a gemological laboratory and certified with it’s 4 Cs and overall quality. You definitely want tomake sure your diamond certification matches, so even if a jeweler offers their own in-house certification, you may want to get it appraised for insurance purposes...
collectibles, such as art, antiques, jewelry, for which I keep very detailed records on anything worth more than $2500. My general guideline is that if it would be valuable enough to insure/appraise, it would likely have some liquidation value, though somewhat haircut from the appraised value...
process. From the inspection and evaluation of my ring, to giving me a cost estimate & complete report of the ring’s qualities, to how the auction would go, what bids I got etc. When my ring was sold for the price I wanted, it took less than a week for me to get the money ...