If you want to take advantage of all the Chase Sapphire Preferred® Card benefits, such as 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠, you'll need good or excellent credit to become a cardholder. And if you want to get out of...
We get asked this question all the time: “How long does information stay on my credit report?” It’s an understandable question, considering how important your credit score and credit report are to almost all of your financial decisions. Your credit report includes financial information about ...
To get a house with a decent mortgage rate, you need a good to excellent credit score. But your biggest, most important payment — your rent — doesn’t even count. That’s an even bigger problem if your credit score doesn’t show any other key forms of credit, like a credit card o...
Get an Annual Credit Report – What You Need to Know What’s On Your Credit Report? There are four types of info on your credit report: Your Personal Identifiable Information (PII) All the primary information thatmakes you identifiable, such as your name, Social Security number, address, emp...
While there are many online resources, Better Mortgage does not endorse any one in particular. The Federal Trade Commission offers more information, including how you can get one free copy of your credit report every 12 months from each of the three nati
Documents Needed to Rent an Apartment Personal Finance How to Get an Eviction Off a Credit Report Personal Finance How to Find Broken Lease Records for Apartments Advertisement Removing Negative Information Negative information on your rental history report can make securing an apartment difficult. Depend...
Say that someone is looking to rent an apartment and the landlord denies their application, claiming it is because of their credit report or credit score. The potential tenant believes this to be a lie, suspecting that it is because of their skin color or religion instead, which is an unla...
For example, the issuer may want to know how long you have been at your current address, whether you own or rent your home and how much you pay monthly for your housing. It may also ask about your current employer, main source of income and any assets you may have. You can also ...
The IRS views a foreclosure on your rental house as a sale, so you'll need to report any gain or loss on your tax return. To calculate your taxable gain or loss, you need to know your rental house's tax basis, which includes the purchase price and any permanent improvements. ...
Landlords.Some landlords might want to get an idea of how likely you are to pay your rent on time. If your credit report shows a lot of late payments, a landlord might require a bigger security deposit or deny your application. Employers.Although employers can’t access your credit score,...