If your employer offers health insurance, you can get coverage for you – and typically your child – through your employer-sponsored health insurance. Employer-sponsored health insurance is purchased by an employer and offered to employees and their dependents. This is a great way for sin...
If you’re heading off to college, think of how you’ll pay for your healthcare. Most college students rely on their parents’ health insurance, according to surveys. But coverage from a parent’s plan might not be the best way to cover your bills and not everyone has this option. Ther...
Can you get life insurance if you have an autoimmune disease? When your immune system reacts to help your body fight infection or injury, the body can become inflamed in the affected area. For most of us, this is a good thing because it indicates that we’re healing. ...
Unlike other insurance, health insurance makes it possible for you to get healthcare when you need it. If you don't have car insurance, you can take the bus until you can afford to get your car fixed. If you break your leg, you can’t splint it yourself until you save up enough to...
The younger and healthier you are, generally, the less you’ll pay for premiums. However, older people can still get life insurance. It may be wise to carry as much life insurance as you need to pay off your debts plus any interest, particularly if you have a mortgage or you co-signed...
The parents can also get the insurance plans with the help of Health Insurance Marketplace. The parents can include the names of their children when they will apply for the insurance through Marketplace. The children who are added to the job-based plans of the parents stay on their parents...
Depending on the type of term life insurance policy, you can renew it for another term without a new medical exam or convertible to a permanent life policy. Read more:What is the waiting period for life insurance? Permanent Life Insurance ...
How to Set Up a Pediatrician Before Baby Is Born It’s important to start your search for the right pediatrician early, and for many parents, this process can begin before your child is even born. “If you are changing insurance or moving, make sure you take time to search f...
But unlike auto or home insurance, where the value of the insured asset is determined in advance, with life insurance the purchaser (policyholder) decides how much insurance they would like to purchase. Based on the individual’s health history and outlook, you’ll be quoted a premium rate fo...
How to care for your parents as they age As parents, we are so focused on caring for our kids that we sometimes forget that our ageing parents have certain needs as well. Here are some tips on how you can help them age well by considering their physical, mental and financial health. ...