If you die before paying it back, the amount you owe is deducted from the death benefit. » MORE: Best return-of-premium life insurance policies Cover your premium If you need money to pay bills, and one of those bills is the life insurance premium itself, your cash value can come ...
Can I get the money I paid into my Chinese pension back when I leave China? If you were employed in China by a Chinese company or a foreign company based in China, then you will have already made payments into a Chinese pension and other social security funds for each month you were i...
Yes, but not always. If you were fired because you weren't meeting expectations – because the job was a bad fit – you'll probably be able to receive unemployment benefits. If you didn't meet expectations because you stole money from the company's petty cash fund, you're probably not ...
For example, you may be more motivated to keep saving when you see the balance of your vacation fund inching toward your ultimate goal each month. Separating your savings from your checking account could also keep you from "accidentally" spending the money on something else and derailing your ...
Learning how to save money and manage the money you do have can put you in the best position for whatever comes your way. If you’re among those who may be behind on building your nest egg, here’s how to get started. 1. Understand your income and expenses Your ability to save...
Can you get life insurance if you have an autoimmune disease? When your immune system reacts to help your body fight infection or injury, the body can become inflamed in the affected area. For most of us, this is a good thing because it indicates that we’re healing. ...
Group term life or long term disability insurance “Regular” earnings show how much money you get from working your regular job. If you’re a salaried employee, your regular earnings will be your annual salary divided by the number of times you get paid each year. For example, if you’re...
that your account always has the funds necessary to pay your bills in full. If your account is overdrafted from an automated payment, you may get hit with overdraft fees from your bank as well as late fees if the service provider or other party doesn’t get the requested money on time....
If you have a permanent life insurance policy that has accumulated a significant amount of funds in its cash value, you can use that money while you’re alive to pay premiums, take out a loan, or withdraw cash permanently. If you withdraw enough, you’ll surrender the policy. You may al...
Term life can be useful if you want coverage during prime working years (or while your children are young) to provide some financial protection to your partner, spouse, or children. Term life insurance does not contain a cash value, and you cannot borrow money against your death benefit. Som...