In Connecticut, you only need to prove a 12-month history of infertility to be covered, but you do need to have the coverage for all 12 months as well. You are also required to attempt less expensive and less invasive forms of fertility treatments before IVF will be covered by your insu...
Learn how to finance your eyelid surgery and get it covered by insurance with our comprehensive guide. Maximize your chances of approval and minimize out-of-pocket expenses.
Before embarking on the journey to getting top surgery covered by insurance, it is crucial to thoroughly research and understand your insurance policies. Not all insurance plans provide coverage for transgender healthcare, including top surgery. Therefore, it is essential to review your policy document...
Plans can have specific rules you must follow to get a medication covered. For example, you might need to try another medication first (a process known as step therapy), get approval from the plan beforehand (known as prior authorization), or be diagnosed with a specific condition. These req...
Medicare Part A is one of four components of the federal government’s health insurance program for older adults and other eligible people. Medicare Part A helps pay for bills related to inpatient hospital stays and procedures; inpatient care in a skilled nursing facility; hospice care; and home...
by private insurance companies. By law, Medicare Advantage plans must offer at least the same level of coverage as Original Medicare. And some plans provide additional coverage not included in Original Medicare such as routine dental and/or vision, hearing, and even prescription medication coverage....
Write your questions down ahead of time, and have a pen or electronic device handy to record the answers. Here are some examples of what you could ask: I take a specific medication. How is that medication covered under this plan? Which drugs for my condition are covered under this plan?
Take a moment to make a list of all your questions and start finding answers for them. The more familiar you get with buying health insurance, the more confident you will be about overcoming this obstacle to working for yourself! Previous ...
Like many people, you may not know how much a prescription costs until you get to the pharmacy. When you pick it up, you might be shocked by the high price. Your doctor may prescribe a medication without knowing the out-of-pocket cost or whether your insurance will cover it. That's ...
If you’re diagnosed with lupus or any chronic condition before you get life insurance, your diagnosis will be considered a pre-existing condition. When it comes to life insurance, even if your condition isn’t life-threatening, pre-existing conditions make finding coverage more difficult. ...