Financial Counseling Association of America: FCAA is a nonprofit with member agencies that assist consumers annually. It offers financial counseling services and debt management plans for the repayment of unsecured debts. The Federal Trade Commission’s How To Get Out of Debt: This FTC page teaches...
What to do if you’re struggling with how to get out of payday loans If you’re experiencing financial hardship and would like to speak to someone for free financial counselling to get payday loan help, you can call Credit Counselling Canada at1-866-398-5999. It’s open from 8am to 5pm...
This step-by-step guide will teach you all the tips and tricks you need to know to help you get out of debt faster and get back to your life.
The goal is to streamline your finances, having one single monthly responsibility rather than many (that can easily get missed), and paying less in interest over the course of the loan as a result. If you’ve been struggling with debt for some time, you know how difficult it is to see ...
consolidate debt: consolidating debt is another effective way to pay off credit cards. you can use a balance transfer to move high interest debt to a 0% or low-interest credit card. an unsecured debt consolidation loan may also work to lower your interest costs and get you out of debt mor...
Sometimes, creditors or debt collectors will sue debtors for nonpayment of their debts to obtain judgments. Judgments will stay on your Equifax credit report 6 years from the date filed. Consumer Debt Counselling This is a personalized counselling service aimed to provide guidance and support if ...
Yes, you can sign up for a DCP even if you have bad credit. Your credit score will not impact your ability to get debt help through a DCP. Bad credit can, however, impact your ability to get a debt consolidation loan. Do I have to give up my credit cards in a Debt Consolidation ...
For many students,starting universityis the first time they’ve had to handle such a large sum of money. When your student loan comes in, it’s tempting to go on a spending spree. All of this excess money leads to students trying gambling for the first time. ...
“Hey, it's up to you buddy. Getting into preschool in San Francisco is harder than getting into Princeton. Don't let your lack of preparedness hurt your son's chances for a bright future.“ Damn it. Guilt sets in. “Well since you put it that way. I guess I'll get on it. Wan...
However, the credit score provided by your bank may not be your official credit score according to Equifax or TransUnion. Credit Canada will also discuss your credit score when you book a free Credit Building counselling session with us. This can be extremely valuable for any individual, whether...