annuities, term, and cash value (commonly called whole or universal) life insurance. A life and health insurance license enables you to sell these life insurance products, plus policies that provide protection for medical expenses, loss of income due to a disability, and the need for long-term...
Step 1: Decide What Kind Of Insurance You Want To Sell Life Insurance License: You sell policies and annuities related to providing for a beneficiary upon the death of the insured Health Insurance: You sell medical, disability, Medicare supplement, and long-term care policies ...
If you’re stuck in a panic wondering to yourself, “can I get life insurance if I have cancer?”, then you’ve come to the right place. Let’s discuss how to get life insurance for breast cancer survivors and for those who’ve been newly diagnosed. Thankfully, for those with breas...
How to Get Life Insurance for Pre-existing Conditions If you’re diagnosed with lupus or any chronic condition before you get life insurance, your diagnosis will be considered a pre-existing condition. When it comes to life insurance, even if your condition isn’t life-threatening, pre-existing...
Group life insurance through work Many people, including those with health problems, can get basic group life insurance through their employers. Basic coverage is typically limited to one or two times your annual salary, but you won’t have to take a health exam to qualify. Note that you wil...
Life insurance is a type of insurance contract. When you purchase a life insurance policy, you agree to paypremiumsto keep your coverage in force. If you pass away, thelife insurance companycan pay out a death benefit to the person or persons you named as beneficiaries of the policy. More...
Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies.
The reality is that term life insurance is more affordable than many realize. Just as importantly, there are ways you can secure cheap life insurance in 2024, including by using the below tactics. Start by getting a free life insurance price estimate here to learn more. How to get cheap ...
Making a valid claim on life insurance is more straightforward than you may think. Find out how life insurance pay-outs work with our guide.
Here are three smart moves to make when picking (or adjusting) your life insurance beneficiaries. Go back to the basics Don't just list one Be careful when listing minors Go back to the basics When you get insured for a significant sum it can be tempting to list a variety of people as...