The article introduces micro-housing, dwellings that are less than 300 square feet. A brief information on California's zoning ordinances is presented. It explains why micro-housing is an important answer to housing needs. It discusses the challenges micro-housing faces with zoning regimes and ...
If financing a home purchase, calculating yourdebt-to-income (DTI) ratiocan help you get an idea of the monthly mortgage payment you may be able to afford. You can determine this ratio by adding up the total of your current monthly debt payments and dividing that number by your monthly in...
Building a solid credit profile may help you get the best deal on your home loan. So, it’s a good idea to obtain a copy of your credit report before starting the home buying process. That way you can see what your credit looks like to potential lenders and work towards taking steps ...
Forest Service, needed to thin trees in the forests near the Washoes due to wildfires. More than 6,000 wildfires have scorched nearly 1 million acres in California – very close to the average of about 950,000 acres, according to data from CAL FIRE. Thinning the forests can help ...
“It’s essential to know what you’re looking for and what is feasible in your price range,” says Katsiaryna Bardos, finance department chair at Fairfield University in Fairfield, Connecticut. “Spend time examining the housing inventory, and be prepared to move quickly once the house that me...
When you’re ready to save, there’s probably acheap cell phone planout there that can meet your needs. 13. Reduce your electric bill Big and small changes in your energy use can help youlower your electric bill. Consider plugging any insulation leaks in your home, using smart power strips...
While U.S. housing sales began to slow in 2024, it still remains a seller’s market, with prices high and inventory low. So, a preapproval could set you apart from competing buyers as you’re bidding on homes. In this guide, we’ll share how to get preapproved for a home loan step...
In the end, it’s a personal choice when to lock your rate. The rate must be locked prior to the lender preparing your closing documents. Talk to your lender about the choice that best suits your needs and your preferences. Share Share Ready to prequalify or apply? Get started Learn ...
There are some schools, like Amherst College in Massachusetts or Stanford University in California, that aim to meet each student's full demonstrated need without loans. That means financial aid comes in the form of scholarships, grants and work-study. These financial aid packages...
8 Great Ways to Make a Smaller Bathroom Feel Large and Luxurious Think neutral.By keeping your holiday decor neutral, you can use it beyond the holidays, through the winter, says Jennifer Verruto, founder and CEO of Blythe Interiors in San Diego, California. “For example, ditch that brigh...