Depending on what your driver risk is, the insurance company will decide on a suitable premium. The greater your driver risk, the more the chances you may have to pay more for your insurance. Having a high driver risk may also limit your chances of getting a no down payment insurance ...
Will You Benefit From Trump Tax Cuts? Tax breaks were a big issue on the campaign trail, and Congress will be focusing on ways to cut taxes and prevent tax increases that are currently scheduled to take effect in 2026. Kimberly LankfordJan. 8, 2025...
It is easy for landowners to disregard concerns about insurance; after all, most business insurance is concerned with visible business concerns or covering building and equipment, both of which are not a primary concern to most landowners. However, land is a significant financial investment and, ...
such as banks or credit unions. While some high-risk businesses turn to payment service providers (PSPs)—such as PayPal, Square, and Stripe—to process high-risk transactions, this avenue is not advisable. While PSPs offer auto approvals, they often cancel business accounts without warning fo...
In addition to high rates, lenders are tightening their eligibility requirements. This can make it more difficult for borrowers with bad credit to secure an auto loan, let alone get a good rate. Although it will take more work to find a competitive auto loan, you don’t have to settle fo...
accidents, any car insurance claim can impact your premium. Filing multiple claims within a short period of time can also lead to a higher risk assessment and therefore, higher rates. However, after a few years of being claim-free, it is likely that your auto insurance rates will drop back...
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1. Call the police if you were in an accident or your car was vandalized or stolen. 2. Collect evidence and documentation of the incident. 3. Contact your insurer to file a car insurance claim. 4. Speak with an insurance adjuster. 5. Receive your auto in
poor driving records, or who are otherwise considered too high-risk for a standard auto insurance policy. Non-standard policies tend to have much higher premiums and deductibles than standard policies
Excess:To avoid trivial claims, the insurers have introduced provisions like excess. For example, let's say that you haveauto insurancewith the applicable excess of $5,000. Unfortunately, your car had an accident with the loss amounting to $7,000. Your insurer will pay you the $7,000 be...