How to get a refund on Gap insurance? To get a refund on GAP insurance, contact your insurance provider or dealership, provide proof of early payoff or cancellation, and request a refund for the remaining premium. How to get Gap insurance refund after refinance?
If you have gap insurance and sell your car or truck, you may wonder how to get a gap refund for the policy. Gap insurance is designed to cover any gap between what your car is worth and the amount of money remaining on your lease or loan. When you sell your vehicle, the policy no...
Be prepared for them to say no, but if you don't ask, you will never know. If they are interested, then be ready to negotiate on the changes you want to make. Keep in mind that when you are negotiating, you need to decide in advance what you would be willing to give up or comp...
"For example, the retirement account balance gap for women aged 55 to 64 was 38.7%," she said. "On the other hand, theSocial Security benefitsgap and the pension income gap were considerably lower at 24.7% and 18.7%, respectively." Greenfield added that the research underscores the need fo...
This can come in handy when you need cash for major expenses such as home improvements or medical bills, or to consolidate high-interest debts and save money in the long run.A cash-out refinance is one of the most practical and affordable ways that qualified homeowners can borrow their ...
which is typically lower than what you’d get with a fixed-rate mortgage. After this period ends, the loan switches to an adjustable rate (which means your rate can go up and down) for the remainder of the term. When that happens, or whenever rates fall, you couldrefinance an ARM loan...
which is typically lower than what you’d get with a fixed-rate mortgage. After this period ends, the loan switches to an adjustable rate (which means your rate can go up and down) for the remainder of the term. When that happens, or whenever rates fall, you couldrefinance an ARM loan...
Balloon payment:This is one substantial payment at the end of a loan's term, often used by predatory lenders to make your monthly payment look low. The problem is you may not be able to afford theballoon paymentand will have to refinance, incur new costs, ordefault. ...
In addition, financial advisors often provide critical guidance in insurance, risk management, and succession planning. Ashley Folkes, a financial advisor based in Hoover, Alabama, stresses to SBOs the importance of "a sharp focus on risk management, succession planning, and the need for seamlessly...
While it’s more challenging (and expensive) to get a loan with bad credit, some lenders work with borrowers of all credit profiles. To get a personal loan with bad credit, consider applying with a creditworthy cosigner (or co-borrower) or backing your loan with collateral. Getting pre-qual...