You've found your dream car and can't wait to get behind the wheel. Now, you have to figure out how to pay for it. Most car shoppers may need to finance the purchase. That's when you borrow money and pay it back over time, usually with interest, to purchase a new or used ...
Down Payment: A down payment is an amount of money that you pay toward the purchase of the car when you initially buy it. It can come in the form of a cash payment, your trade-in or both. The amount you’ll have to finance is the difference between the price of the car and the...
How to get car finance with a bad credit history.docxLaura Warren
The longer you take to pay off your auto loan, the higher the likelihood that your car will go “underwater” or “upside down,” meaning you owe more on the loan than the car is worth(also known asnegative equity). That’s an awful place to be, because even if you sell the car ...
We walk you through the steps a smart car buyer should take to remove intimidation from the process and end up with the best deal on the right used car.
Some students struggle with financial independence, get into credit card debt, or fail to make payments on time. These habits can harm your credit, making you a poor candidate for a car loan. It's essential to make smart financial decisions when you get your first credit card to avoid affe...
The interest rate listed on the main page is probably just the starting rate. You will likely need very good credit of 740 or higher and a stable income to get that low rate. Dealerships make it easy to buy and finance in one place. But often, a dealership will not provide the best...
On the surface, 0% APR financing car deals look like a great deal, but sometimes a great deal is too good to be true. While there are times accepting a 0% APR interest rate makes sense, there are also risks to consider before accepting a car finance deal. ...
Car insurance is a necessary expense for vehicle owners, but it doesn’t have to break the bank. Finding cheap car insurance that still provides adequate coverage can seem like a daunting task, but with a little knowledge and effort, you can save a significant amount of money on your premiu...
Explore finance options for getting a car with no money down and bad credit. Find solutions to secure a vehicle without breaking the bank.