Never agree to a loan contingent onpurchasing any add-on, such as extended warranties, after-market services or gap insurance. Be aware of these add-ons, especially if you apply at a buy-here, pay-here dealership. In most cases, they are wrapped up in the loan — meaning you pay inter...
Scenario 1: You can get a better rateCar loan refinance rates may be better than your current rate if:You took out your auto loan when car loan interest rates were high and have since dropped. Your credit score has improved — or your debt-to-income ratio (DTI) has lowered — since ...
23. Lower your car costs Refinancing your auto loan could save you considerably over the life of your loan. Shopping around for car insurance can also help you cut costs compared with simply letting your current policy auto-renew. You can cut ongoing car maintenance costs by driving less, rem...
If you own a home and are able to get a lower interest rate, refinancing your mortgage could save you several hundred dollars each month. But it’s important to consider other factors, such as the current interest rates, if you’re trying to decide when to refinance a mortgage. Use ourm...
Flights to India Travel insurance, mobile data, VPN & other tips Useful country information Train operator: Indian Railways: www.indianrail.gov.in & www.indianrailways.gov.in for train times & fares. See here for online booking. Luxury train tours around India Also see www.indiamike.com fo...
When thinking about joint bank accounts after divorce, you may also consider removing your ex-spouse as a beneficiary on retirement accounts, life insurance policies, and from your will. 3. Define your goals and priorities Just because you and your former spouse wanted to retire to Hawaii doesn...
I have two items on the budget squarely in my sights: car insurance and the internet bill. Our auto insurance payment is just above $2,300 per year for a full-coverage policy with two drivers and two cars. One possible way to lower that expense is to bundle our auto insurance with ...
Lastly, look at your insurance situation. If you frequent areas with high break ins, you may want to lower your comprehensive deductible or inquire your insurance agent to see if glass break insurance is offered with a lowered deductible. ...
5. Consider cutting out a big expense, such as a car payment if you have one, as this can free up a lot of money in your budget. Not only will you save money by not having a car payment, but you’ll also save big by not having to pay for insurance and gas. This one will ta...
Prepare for bad weather conditions on the road by (1) taking your car to a mechanic before a trip, (2) building an emergency kit, and (3) mapping out the route ahead of time.