The main benefit of LIHEAP is that you canget financial assistanceto pay your energy bills. However, its crisis program can provide you with funds in as little as 24 hours if your energy is shut off. This crisis program can also pay off your energy bill by working directly with your util...
When it comes to paying your bills on time, deciding how much you should pay is just as important as when you should make the payment. Start by evaluating your current monthly expenses andincometo get a better sense of what you can afford. Identify fixed and variable expenses, such as ren...
food to buy, electricity bills, phone payments — all coming due while you frantically search for work. Within a few months, those bills have eaten up your savings. For the first time in your life, you have to worry about how you’re going to manage to keep a roof over your head. ...
The Thrifty Food Plan, incidentally, is used to decide the benefit amounts for the Supplemental Nutritional Assistance Program, or SNAP. Low-cost plan. For a low-cost budget for a family of four, you can plan on spending $246.10 a week or about $1,066.20 a month. Modera...
2. Check to see what assistance is available Once you've figured out what is critical to pay immediately, sort through what Zohlen calls "medium importance," bills. These are payments where you may have more wiggle room than you first realize, such as utilities and cell phone service. Many...
The federal government funds the Low-Income Home Energy Assistance Program, or LIHEAP, to allow states to provide help to households that are in danger of losing their electric service or have already experienced disconnection.
A cash advance on a pending lawsuit can provide vital financial relief when you’re facing mounting bills and expenses while awaiting your settlement. It’s crucial, however, to weigh the benefits against the potential downsides to make an informed decision. There are a few benefits to a cash...
Focus on how to get out out of debt, not on your current stress level. Start with ways you can get out of debt on your own. If the problem is more than you can handle, seek professional debt relief assistance. Start your FREE debt assessment Six Simple Steps about How to Get Out of...
File a new W-4 and submit it to your employer.If you’ve been at your job for a while and you’ve been getting big refunds or tax bills for years, filling out a new W-4 could help you get your tax withholding right. Specify additional withholding.As mentioned above, you have the ...
Russell reiterates that “while a high income can expedite financial independence, it's not a prerequisite.” Smart and consistent money management, even with the assistance of a skilled team of advisors, can unlock financial independence for some families. ...