While most BNPL providers — like Affirm, Klarna, Zip, Afterpay and Sezzle — offer 0% APR loans, they typically have a repayment term of just six weeks. (Note: Affirm does have long-term 0% loans with certain retailers, but these require a hard credit inquiry in order to be approved....
If that all sounds good, and you’re ready to get started, you’ll need to complete an application with Affirm first. You’ll enter basic information, such as your name, phone number, email, and business name, as well as some specific information that includes your average order value, a...