If you ever need to pay for large or unexpected expenses, one of the options you have is to apply for a personal loan. When applying for a personal loan, however, remember that it’s not just the amount of money you borrow that’s important. It’s also important to think about the ...
Learn how to apply for a personal loan in 5 easy steps with Discover®. See what you need to apply, check your rate and apply today.
Schlueter says an easy way to determine how much loan you can afford—even before you get quotes from lenders—is to look at your monthly disposable income. When you know how much you have left over after your current expenses, it’s easier to get an idea of the monthly payment you’ll...
However, even though qualifying for a loan may be more challenging when you’re self-employed, it’s still possible. Here are a few tips for how to get a loan when self-employed: Gather all your financial documentation Lenders need to see proof of income, so you should gather any ...
best bad credit loans. how to get a personal loan with bad credit while it's more challenging to qualify for a personal loan with less-than-stellar credit, it's possible. some lenders have minimum credit score requirements as low as 550. here are some steps you can take to get a b...
How to Get a Business Loan: Business Financing Guide 2024 by Gerri Detweiler May 2, 2024 26 min read No matter what stage of growth your small business is in, there’s likely going to come a time when you’ll need access to more funds. Many businesses, both large and small, use...
If your business runs into a cash flow snag, you might find yourself asking: how do I get a small business loan? However, with so many different types of small business loans available today, it can be difficult to sift through the noise and figure out: Which small business loans are th...
If you can’t produce a large amount of funds, look into an FHA loan, which requires a down payment aslow as 3.5%. Tip #2 – Check your credit report Building a solid credit profile may help you get the best deal on your home loan. So, it’s a good idea to obtain a copy of...
How to get a federal student loan It’s best to start with federal student loans before applying for private student loans. 1. Submit the FAFSA Submit a Free Application for Federal Student Aid, or FAFSA, to find out how much financial aid you may qualify for that won’t have to be re...
How Long Does It Take To Get a Personal Loan After You Apply? It can take up to several business days toget a personal loan. First, the lender will review and approve your application. You'll have to review and accept theloan agreement. After signing, you could receive your funds the ...