Homeowners insurance is likely to cost more in areas with higher crime rates, expensive rebuilding costs, or stricter building codes. Also, a home in an area with a volunteer fire department located miles away may cost more to insure than one with a nearby fire station staffed by professionals...
If you’re a business of one and work from home as an accountant, it may be wise to get professional liability coverage but unnecessary to buy workers’ compensation insurance. Alternatively, some types of businesses have greater risk baked into them. Factors to consider when evaluating which ...
How to Get Life Insurance for Pre-existing Conditions If you’re diagnosed with lupus or any chronic condition before you get life insurance, your diagnosis will be considered a pre-existing condition. When it comes to life insurance, even if your condition isn’t life-threatening, pre-existing...
Building a strong online presence In today’s digital age, having a strong online presence is crucial for attracting and acquiring insurance customers. An effective online presence allows you to reach a wider audience, showcase your expertise, and build trust with potential customers. Here are some...
The great wealth transfer is underway. Here’s how to prepare Middle-class Americans want to know how the wealthy make money Several factors contribute to climbing home insurance rates, including increasing costs for homebuilding supplies and repairs, a significant rise in litigation around claims, ...
In addition to the methods for getting the best deal on homeowners insurance today, there are proactive ways to potentially get a better deal on future homeowners insurance policies. Keep At-Home Activities Safe Before you install a swimming pool or buy a trampoline, consider how this could affe...
Credit cards can be an essential financial tool, whether you use it to pay for everyday expenses or help finance bigger one-time purchases. If you've decided to get a new credit card, follow these steps on how to open one today.
“The cost to rebuild your home may change over time, due to rising construction costs and other inflationary pressures," says Iowa Insurance Commissioner Doug Ommen. Many factors are at play here, from how long you've owned your home, to property value fluctuations, building code changes, ...
Apply for business insurance Organize your finances Brand your business Create a professional business website Market and promote your business Build a team 01. Brainstorm and refine your business idea You might already have a great business idea that you can’t wait to start, or maybe...
There are certain types of insurance most people need to have. For example, if you own a home, then homeowners insurance is standard. Auto insurance covers your vehicle whilelife insuranceprotects you and your loved ones in a worst-case scenario. When your insurer gives you the policy document...