Everything revolves around your positivity; you can still enjoy life to the fullest while working at that nest egg, so don’t give up before you’ve even started. You have the power to take control of your finances and shape your economic stability. Table of Contents 12 Steps for How To...
Side jobs are great, but if you need cash quick, your options are limited. Here are the foolproof ways to make money right now.Even with calendar reminders, they always sneak up on you:Bills, loan payments, rent.(Arguably scarier than any horror movie villain.)And...
It was a fantastic feeling and something I still think about to this day. Even though I have a success story when it comes to paying off student loans, I know that many others struggle with their student loan debt every single day. The average graduate walks away withmore than $35,000 ...
2. TACKLE DEBT WITH A PERSONAL LOAN If you need money fast to get back on your feet, consider getting a personal loan. Lenders offer unsecured loans (meaning, no collateral) that you pay back over a period of time. Some even work with you to set up a repayment schedule custom to you...
How can I reduce the time it takes to pay off my student loans? You can get a shorter loan term and make additional payments to reduce the time it takes to pay off your student loans. You’ll still be making monthly payments for several years, but staying consistent will make you debt...
Public Service Loan Forgiveness Program will grant student loan forgiveness on qualifying loans after 120 payments (10 years). This is the number one best way to get student loan forgiveness if you're eligible. The great thing about public service is that the definition is very broad. Qualifying...
Can I get a $100K business line of credit as a startup? That depends. If you’ve been in business for at least six months, some lenders may approve a LOC even if you’re a startup. If you haven’t been in business that long, approval odds are slim and you may need to wait a...
a relative or close friend who has the money — and is willing to give it to you with no strings attached — a gift can be used for the down payment. Plan to submit agift letterthat explains you won’t need to pay it back, so that the lender can be sure it is not a loan. ...
Paying off debt, whether it's a bigcredit card balanceor apersonal loan, doesn't just happen overnight. Instead, it's something most people work toward for many months and years. For Lynnette Khalfani-Cox,The Money Coach®and author of "Zero Debt: The Ultimate Guide to Financial Freedom...
Fast forward 15 years later to today. He has an 8 year car loan and a payment of $800 a month because he kept refinancing his car loans into a new car loan. Read now:Find out how to never have a car payment again He has a mortgage as well. ...