1. Find a mortgage lender who specializes in VA loans. A mortgage officer with experience working on VA loans will have better insight on which documents you need to complete and what properties you are able to qualify for than someone who is unfamiliar with the process. Some lenders may als...
So in this piece, we’re going to explore what salary you need to earn to afford a $600,000 home, what your down payment should be, where to find homes in this price range and more. We’ll also cover the risks of buying a (relatively) high-value home, today’s mortgage rates and...
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how long the packing process will be. “We heard from recent homebuyers earlier this year, and they told us that packing is the most stressful part of the homebuying process,” Trapasso says. “So, if this sounds like you, then you may want to invest in having someone do this for you...
If you decide toquit your joba month into it, a two-week notice should allow your employer enough time to find someone to take over your duties. But if you’ve been at the company for years and are involved in complex projects, your sudden departure could significantly disrupt business oper...
When you sell a home and hold the mortgage on it for the buyer, this is known as seller financing or a private mortgage. Holding a mortgage for someone is typically done when the buyer cannot get approved for traditional financing through a bank or mortg
It's time to move close to where you can smoothly run into them. Now, it's perfectly understandable that you may not be able to afford the luxury neighborhood; however, you can get something decent not too far away if you’re looking to build a relationship with someone above your class...
As you explore options for your retirement plan, here are a few questions for you and your spouse/partner to discuss with your advisor: Should you pay off your mortgage before you retire? Are you funding your grandchildren's college expenses? How much expensive travel do you have planned?
100 percent ofhomebuyers use the internet to search for a home, according to the National Association of Realtors, so online listings are crucial. “Your home’s first showing is online,” Guerra says. “The quality of your web presentation will determine whether someone calls and makes an ap...
investing and saving to be two sides of the same coin. This is because when you save money by depositing in a bank, the bank then lends that money to individuals or companies that want to borrow that money to put it to good use. Therefore, your savings are often someone else's ...