If you pay off your credit cards in full each month, classify the expenses according to what you buy — groceries under needs, for example. However, if you maintain a balance and accrue interest and fees, list payments beyond the minimum under “debt repayment”. Build your budget Create a...
Spend any currency you have in your account, using your Wise card, for free. If you don’t have the currency you need for your destination you can either convert in advance and hold a balance in that currency in your account, to spend for free in future - or just let the card conver...