Insurance brokers, also known as insurance sales agents, must get licensed in the states where they work. A specific license is required to sell life and health insurance, separate from property and casualty insurance. Each state determines its own requirements, but most expect applicants to comple...
How to Find an Insurance Broker: Broker vs. Agent First things first, we need to clear the air on the difference between insurance brokers and agents. In the insurance industry, an agent represents one or more insurance companies and distributes an insurer’s products. Agents act as intermedia...
You can also file a complaint of your own with your state insurance department or check whether insurers and agents are licensed. Common complaints against insurers In addition to providing insurer-specific complaint ratios and counts, the NAIC also publishes snapshots of the most common complaints ...
Updated for 2025. Because who wants to move twice? To buy a new house while selling Read More » January 14, 2025 What’s The Best Thing To Do With A Large Inheritance? After receiving a large inheritance from a loved one, you may wonder: what’s the best thing to do with it? A...
It may not always be easy to find all the coverage specifics you're looking for on your own. You may want to consider working with a licensed insurance agent in your area who can help you tailor a policy to your needs. Captive agents work exclusively with one insurer, while independent ...
How do insurance agents get clients anyway? You have to know which marketing initiatives work well and how you can implement those techniques. Below, you’ll find information about the best marketing initiatives for getting new clients, including: ...
A state insurance body must license you before you can offer an insurance product for sale. You may then pay fees to be licensed in additional states without having to retake an insurance exam. However, continuing education of 30 hours every three years usually is required. State regulations ...
of Financial Services, for instance, has a search function on its website that consumers can use to look up licensed agents and carriers. Your state's website might offer this service too. Once you've made the switch, inform your insurance provider about it so your policy can be updated....
An agent knows all the ins and outs of the insurance products he or she is selling. They apply this knowledge to help customers select the best policy to meet their needs and budget. Professionally Licensed Insurance agents are required to be licensed in each state in which they do business...
Not every business in Michigan is required to be licensed by the state. Business licenses are required for certain vocations or occupations that may be conducted within a business, and local governments may also require business licenses. Find out if your new venture could require a state license...