Your car insurance rates aren’t just an arbitrary number drawn up by someone behind a desk. As you now see, companies use your own information to determine your rates. This means you may have some control over your rates. By doing things like driving safely, choosing a safer car that’...
It may surprise you to learn that your credit score can have a substantial impact on your home insurance premium. In most states, companies can use a credit-based insurance score to determine your rates. If your insurer thinks your credit score is too low — such as a FICO score under 63...
Typically, most premiums must be paid monthly, but the type of coverage will often determine how often you need to pay your insurance premiums. For example, if you have ahome mortgage, your lender will likely require you to pay your premium for the entire year. If you purchased home insuran...
How to Get a Better Insurance RateThe article presents tips from Falcon Insurance to make a better insurance rate including providing the most up-to-date pilot information, stay current and always have training.Flying
Work with an agent:If you’re still feeling unsure about deciding how much life insurance to buy, you may want to work with an agent or certified financial planner. These professionals can help you assess your situation and determine what type and level of coverage is right for you. ...
A worker may be an independent contractor if you have the right to control or direct only the result of the work, not what will be done and how it will be done. If you control both what will be done and how it’s done, the worker is usually an employee. Determine if payroll deduct...
NerdWallet compared rates across the U.S. to determine the average cost of renters insurance in every state. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on ...
What it is: A home equity line of credit (HELOC) is a revolving line of credit, typically with a variable interest rate, collateralized by the equity in your home. Generally, a HELOC has a 30-year loan term consisting of a draw period and a repayment period. The first 10 years are ...
Many plans involve choices to fit your circumstances, such as how long you want the coverage to last, whether you need one with a cash value, how involved you want to be in managing the money, and more. A life insurance needs assessment can help you determine what plan and c...
The rule is that a household should spend no more than 28% of its gross monthly income on total housing expenses (including mortgage debt, insurance and property taxes) and no more than 36% on debt in total. Lenders use this formula to determine how much debt a consumer can sustainably ta...