The reforms will create a new class of financial adviser, who will only need a diploma. They’ll be allowed to provide personalised advice on a targeted range of financial decisions, particularly regarding reti
Superannuation, or“super,”is Australia’s mandatory retirement savings system. If you’re working in Australia,your employer must contribute at least 11,5%of your salary into asuper fund—this ison top of your wage, not deducted from it. These funds are managed and invested until youretire ...
The ATO has a superannuation search toolto help you find any lost or unclaimed super. Generally all you need is your Tax File Number (TFN) and, if you want to transfer your unclaimed super to your preferred super fund, your super fund membership number as well. Where do I find my super...
Policymakers and regulators often drive consolidation, keen to boost policyholder outcomes but also to create local mega-funds capable of helping to fund the domestic economy. The drive to pool resources needs to be framed in terms of better outcomes – a narrow focus on costs would prevent plans...
Superannuation funds Additionally, where an APRA-regulated entity's information assets are managed by a third party, the requirements in CPS 234 also apply to those information assets. CPS 234 mandates that third-party vendors processing data from APRA-regulated entities also adhere to the regulation...
How SMEs can create a more sustainable world 4 An Iintroduction to sustainability The world must make sure that no one falls short on life's essentials, and we don't overshoot our pressure on Earth's life-support systems. How SMEs can create a more sustainable world 5 An ...
National governments, the authors argue, are not the best places to create or carry out these solutions. Rather, it is the mayors, CEOs, entrepreneurs, activists, concerned citizens, and other local actors who have the strongest incentives as well as the power and means to win the battle ...
And I’d love for you to join! Check out my “millionaire to-do list” below and then create one for yourself. It doesn’t have to be much, just make sure it’s realistic so you’ll actually go through with it. Then review it every once in a while to remind yourself WHY you’...
But Sudanese refugees in Cairo managed to create constellations of home while on the move because they had the freedoms and rights necessary to do so. A refugee policy that incorporates the constellations of home model is more than a self-reliance strategy. It can work only when...
A constant growth stock is a stock whose dividends and earnings are assumed to grow at a constant rate forever. Although in reality it is impossible...Become a member and unlock all Study Answers Start today. Try it now Create an account Ask a question Our experts can answer you...