It shows you what you must do to clean your credit to get APPROVED for the loans you need and the things you deserve... no matter what. Dear Joe, Not too long ago, I decided to take a chance and spend $49.95 on your credit repair "kit" online. I must say that I would not hav...
While you can’t wipe your credit history clean, you can utilize best practice methods to help improve your credit history and possibly raise your credit score.
No one intends to ruin their credit, but once your credit is messed up, it feels like it can never be corrected. But what if showed you how to repair your credit yourself and see results in just 30 days? Believe it or not, it’s not rocket-science and there are systematic steps ...
Your credit history creates a “story” of you. Encyclopædia Britannica, Inc. What factors determine your credit score? Five main factors are used in your FICO score. Other credit scoring models might emphasize factors differently, or they might use additional factors. For the most part, tho...
Understanding Your Credit Situation Before embarking on any debt consolidation method, it's important to assess yourcredit scoreandcredit historyto see where you stand. Lenders use your credit score and history to evaluate how risky it is to loan you money. The higher your credit score, the bet...
1. Payment History Payment history is the most heavily weighted factor and accounts for 35% of your overall credit score. Your credit payment history is determined by your ability to make payments on time to your open lines of credit. If you miss payments, it can cause damage. Payments that...
It’s easy to focus on the things that we don’t do, instead of all the things we accomplish on a daily basis. You’re probably not giving yourself credit where credit is due. Your life deserves celebration. That means giving yourself credit – starting now. The psychology of giving ...
Reduce your risk of credit card fraud by taking a few simple steps to protect yourself when shopping online, in-store, or over the phone.
Dr Elisabeth Carter: “They know you have a busy life and other things on your mind.” Dr Elisabeth Carter: “Just losing concentration for a moment.” Dr Elisabeth Carter: “Can be costly. Would you be able to protect yourself from fraud?” ...
Ensure your financial safety with these credit card fraud prevention tips. Learn the best practices when using a credit card to avoid theft. How to protect yourself from credit card fraud With the increasing dependency on plastic money, credit card frauds can prove to be extremely damaging. Yet...