Learn effective strategies to establish and improve your credit without relying on credit cards. Enhance your financial well-being with these finance tips.
Welcome to our comprehensive guide on how to file bankruptcy on credit card debt. In today’s challenging economic climate, many individuals find themselves burdened with overwhelming credit card debt. If you are facing financial hardship and struggling to manage your credit card obligations, bankruptc...
Look into unemployment insurance.Your state unemployment insurance office can tell you whether you qualify for coverage and how the insurance may be affected if you get other payments from the company. Knowing how much you can claim and how long you can expect to receiveunemployment benefitswill h...
Social Security is a valuable addition to your retirement earnings. If you’re unsurewhen the best time is to claim your Social Security benefits, working with a fee-only financial advisor can help. Plan your retirement withdrawals strategically ...
If you want to pull money from your 401(k) before age 59 and ½, you'll likely have to pay the penalty fee and income tax unless that distribution is considered to be a hardship withdrawal, which could be put toward a health insurance premium you have to pay when you're unemployed....
Employers have the right to exclude candidates based on the results of a pre-employment examination. Medical examinations can be requested on a voluntary basis. The can also provide medical information for a workers' compensation claim. Medical examinations on file with employers must be kept ...
You may get up to 26 weeks of unemployment benefits, depending on your state’s rules at the time. Check your state’s website for the particulars on what to do when your unemployment runs out. If your claim is still active but you’ll be in need of additional financial relief a...
A series of personal emergencies lead to significant credit card debt One-third of American credit card users are in debt because of medical bills. About 137.1 million adults experienced financial hardship brought on by high out-of-pocket medical expenses between 2018 and 2019, according to recent...
The IRS usually settles for whatever amount they claim you can reasonably pay. To determine this, they consider yourtotal assets(e.g., house and car), your income, and your monthly expenses. You can estimate how much you may receive as a tax settlement by using FreshBooks to compare these...
which legally allows the agency to collect the money you owe such as by seizing vehicles, pulling money out of your bank account, implementing a wage garnishment to take money from your paycheck, etc. The IRS could also put a tax lien on your house, which is a legal claim on your prope...