Making a valid claim on life insurance is more straightforward than you may think. Find out how life insurance pay-outs work with our guide.
Life insurance is a type of insurance contract. When you purchase a life insurance policy, you agree to paypremiumsto keep your coverage in force. If you pass away, thelife insurance companycan pay out a death benefit to the person or persons you named as beneficiaries of the policy. More...
Our golden retriever chipped a canine, but his insurance plan doesn’t cover dental issues. However, it does cover accidents and traumas. The specialist vet we took him to labeled the cause an “accidental trauma” on the form, and our claim was accepted. ...
"Accidental means" is a term used by insurance companies in their policies to decline paying out claims that result from non-accidents. Both the injury and the event have to be considered accidents in order for a claim to be covered under the definition of "accidental means." Insurance polici...
It is important to report the car accident as soon as possible if you want to protect your rights, guarantee a fair claim procedure, and ensure justice for everyone involved. If you feel the need to engage the police, your insurance company, or a lawyer, don’t hesitate to do so. They...
structures (like your fence or garage) or your belongings in your apartment if it's damaged due to incidents and disasters. Renters insurance is typically fairly affordable, especially if you go with a company likeLemonade, which boasts speedy claim approvals and pricing starting at $5 per ...
If you ever decide to take the plunge and buy a home, your mortgage will likely be the largest debt you'll ever take on. And as part of owning a home, you may be faced with fees in terms of mortgage points. However, paying mortgage points can sometimes m
claim on the corresponding policy first. When the umbrella policy acts as the primary policy, you may be responsible for a self-insured retention (SIR) fee that must be paid for the umbrella policy to become operational. Some examples of when your umbrella insurance might not have underlying ...
The TM symbol doesn't hold any legal weight but can indicate to other businesses or people in the industry that the company intends to claim the mark. To register a trademark, the company can file a "use" application after using the mark and file an "intent to use" application before us...
“exists to protect the insurance company.” Id. at 1314. Thus, the fact that this Court has previously found that Kowalski did not strictly comply with the policy’s terms for making herself the policy’s beneficiary does not preclude her equitable unjust enrichment claim against the Estate, ...