Your bank or mortgage lender may require homeowners insurance to confirm their asset is protected in case of peril. However, if you own your home and you don’t have a mortgage, then you don’t have to purchase homeowners insurance. However, considering buying homeowners insurance may be in ...
Buying a home can be an exciting time, and knowing how to choose homeowners insurance is one important part of the homebuying process. Your home is likely to be the most expensive investment you’ve ever made, and adequate coverage can protect you from financial disaster in the event that i...
Determining property lines can provide you with information for needed legal changes to your home and backyard.
When you’re searching for your next China home, it’s also important to know what to look for. Obviously you’re going to want to do a walk-through of the house to make sure that the toilet works, there isn’t any mold, etc., but what else do you need to really consider in Ch...
Karen DybisJan. 29, 2025 Can You Build a Fireproof Home? With the risk of drought and wildfires increasing across the country, it's more important than ever to consider just how flammable your home might be. Kristi WaterworthJan. 29, 2025...
It might feel impossible to start saving for a down payment while renting. After all, rent is expensive! But don’t worry—it is possible, and you can do it. Here’s the best way to save for a house. Ramsey Solutions Home Buying ...
Figuring out a budget and your credit score will help you decide what type of mortgage is best for your financial situation. We’ll get to that next. Learn more:How much house can I afford? Step 2: Know your mortgage options There are many types of mortgages, but some of the most com...
Although marketing is foundational to the growth of an insurance agency, it can be challenging to decide where to put resources and energy. Even if you end up allocating money toward campaigns that may or may not work, creating a concurrent plan to cultivate free insurance leads would be a ...
Under-insurance:Often, in order to save on premiums, you may insure your house at a lower value—for instance, $80,000 when the total value of the house actually comes to $100,000. At the time of partial loss, your insurer will pay only a proportion of $80,000 while you have to ...
HO4 property insurance, also known asrenters insurance, covers tenants from loss of personal property and liability issues. However, it does not cover the actual house or apartment being rented, which should be covered by the landlord’s insurance policy.5 ...