Chapter 13 bankruptcies andforeclosurescan remain on yourcredit reportfor at least seven years; Chapter 7 bankruptcies can linger on credit reports for up to 10 years.1Unfortunately, you can’t do anything to remove those negative marks sooner. But it’s important to monitor your credit rep...
Many U.S. laws protect assets in the event of lawsuits, bankruptcies, and collection agency actions.2You can also purchase an asset protection plan. Qualified Retirement Plans Assets in employer-sponsored plans have unlimited protection from bankruptcy, regardless of whether or not the plan is subj...
Public records: Bankruptcies, liens, and judgments against a business are signals of risk that can lower its score and deter creditors from providing financing. What are the ranges for business credit scores? Business credit scores are assessed through multiple scoring systems, each with its own sc...
Credit history to check for bankruptcies. Some policies also require a life insurance medical exam, which will reveal your weight, blood pressure, nicotine use and other health issues. » MORE: Behind the scenes: Life insurance underwriting Filing a false claim This doesn’t just happen in Hol...
FHA loans have more lenient credit requirements than conventional loans, but there are still some restrictions. Borrowers with a foreclosure on their credit report must wait at least three years after the foreclosure date before they’re eligible for an FHA loan. For bankruptcies, the waiting perio...
Do not hesitate to ask for the specific dollar amounts instead of just percentages to understand the cost of services. Regularly check your statements to ensure that you are being charged as outlined in Form ADV. Fee-based advisors bill their clients directly, and mistakes can happen. Some...
Credit score and report:Most personal loan lenders require you to havefair credit, but there are options for those with bad credit. Your credit history may also be reviewed to see if there are major issues like prior bankruptcies or judgments. Some lenders will consider other criteria, such as...
6+ months in business, $25,000+ gross monthly sales, no open bankruptcies Get qualified for funding in minutes for up to $1,500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue. ...
If you can qualify for healthcare subsidies, life gets easier. You won't have to worry as much about medical bankruptcies as well. Healthcare costs in this country are simply out of control! The Huge Rise In Healthcare Costs Before the birth of our son in 2017, ...
Finances (bankruptcies, liens, etc.) And more. To find this data about you through Intelius, all someone needs is your name, address, or phone number. There are many reasons why someone might use Intelius. For example, to reconnect with old friends, check a potential date’s criminal recor...