At this point, it's worth noting that your credit card'sstatement balance and current balanceare not always the same amount. Your statement balance is what you owe on your credit card at the end of your last billing cycle. Your current balance shows the amount you owe at the time you'r...
One of my subs (Vendor) needed a down payment and I did not have a Bill from them yet. I wrote a check for the down payment in February. Now in March I received the Bill for the full amount. How do I apply the check from February to the Bill I want to enter in March. I ...
Standing order - is a regular payment of the same amount that’s paid on a specified date. It allows your bank to take money regularly from your account and pay it to another account. You can set up and manage standing orders through the Mobile Banking app or Internet Banking. One-off ...
Your lender should drop the PMI requirement once the balance on your mortgage dips to 80% of the home’s original appraised value or its current market value. The average annual cost of PMI is based on the loan amount and the borrower’s credit score, among other factors. It’s generally...
Small businesses need to understand how to calculate federal income tax withholding to withhold the correct amount of federal taxes from their employee paychecks. Employers report and pay these taxes to the U.S. Treasury on behalf of employees (trust fund taxes)....
After the year rolls to a close, your year-end statement summarizes the total amount of your purchases, cash advances, and balance transfers for the year. These figures may not reflect your current balance, but they can offer a helpful view of activities on your credit card account for the...
Now that you’ve done the research on how to choose a checking account that will work for your financial goals, it’s pretty simple to finally be more in control of your cash. And it only took the amount of time to read this article to learn. ...
One of the most popular ways to pay your bills is online. This method is fast, easy, and secure. Many lenders offer online bill payment options through their websites ormobile apps. All you need to do is enter your bank details and the bill amount, and the payment will be processed im...
Always be sure your surroundings are safe, then follow these steps to make a withdrawal at an ATM: Insert your debit card into the appropriate ATM slot and type in your PIN to access your account Select “withdrawals” on the screen Enter the amount of money you’d like to w...
If you can strategize, try paying off your purchases as you make them, or at the very least make two payments towards your credit card bill a month. Doing so can help to lower your credit utilization ratio because it reduces the amount you owe. The less you owe towards your credit card...