In 2020, BPI surprised me by instantly waiving my credit card annual fee without me having to file a request. Due to the COVID-19 pandemic, I could not visit my branch of account, but it was a delight that I didn’t have to call BPI just to have the fee waived. Here’s the tex...
If you exceed the credit limit on your card, your credit card issuer may charge you an over-limit fee. This fee can range from $25 to $35, depending on how often you exceed your limit. Note that some card issuers will simply decline any charges that exceed your credit limit when you...
And while it should be (and often is) fairly simple, the process varies widely by credit card, card issuer, the merchant and your situation. If you need to dispute a charge, here’s how to report the problem, follow through and have that erroneous item removed from your bill — along ...
Some credit cards charge around a 3% fee on purchases made outside the U.S. If you travel abroad, a credit card with no foreign transaction fees is essential. Also, some cards waive Global Entry or TSA PreCheck application fees. The Capital One Venture Rewards Credit Card offers cardholder...
the same one that I set up previously to use for all of QB fees that they charge through Merchant Services. Theoretically the credit card payment fee from the client and the merchant service fee would "wash" each other out, and my P&L would show a...
LightStreamis another attractive option if you're trying to pay off high-interest credit cards thanks to its low APRs. You will need a FICO credit score of at least 670, but LightStream doesn't charge late or origination fees. LightStream Personal Loans ...
card, you withdraw funds that you deposited into a checking account, and most checking accounts don't cost you money (unless you overdraw). When you use a credit card, you borrow money to complete the transaction, and the issuer typically charges you interest if you don't pay the money ...
Credit cards can be very useful, but their various fees can quickly add up. Learn about the 9 most common credit card fees and how to avoid them.
If you pay off the full balance by the due date, you’re typically assessed zero interest charges. But if you don’t (or can’t) pay off the full balance, you’ll be charged interest. Good to know Interest is charged by banks and other credit card issuers as a fee for lending ...
One way to manage your credit card account is to avoid interest charges by paying each month’s statement balance in full and on time. If you get into this habit and pay on time every month, you shouldn't have to worry about late fees. If you have to carry a balance occasionally,...