then you have the benefits of time and compound interest on your side. Even a modest contribution will grow over time if you start early but stop contributing after a while. Starting later will necessitate more up-front investment, and you will need to continue contributing for ...
In practice, however, banks use income requirements to segment their products, and unless you have significant sources of wealth other than salary, it’s unlikely someone earning S$30,000 a year will be approved for a super premium card. Still, it’s good to know that income requirements ab...