How much should a pay raise percentage be? How often should an employee get a salary raise? How to calculate a salary pay raise What to do if you forget to account for a raise What if you can’t afford a pay raise increase? Criteria for a salary increase Before handing out raises...
How to calculate retro pay The process of calculating retro pay differs depending on whether the staff member is an hourly or salaried employee. Hourly employees When you’re determining retro pay for an hourly employee, first you need to identify the error. Once you know the correct rate and...
How to calculate cash flow You can calculate cash flow in a few different ways, depending on what type of cash flow you’re focusing on. Three often-cited types are listed below, with the cash flow formulas for calculating each. You don’t have to be a mathematician—you can also use ...
To calculate the economic surplus in a market, add the consumer surplus and producer surplus. Total economic surplus = consumer surplus + producer surplus That’s simple enough, but it first requires separate calculations for the consumer surplus and producer surplus. Let’s refer back to the gra...
You might want to calculate your equity for several reasons. Your loan-to-value (LTV) ratiois critical because lenders look for a minimum ratio before approving loans. If you want to refinance or figure outhow much your down payment needs to beon your next home, you need to know the LTV...
To calculate (and track) your net worth, you need to tally up your assets and liabilities. Key Points The balance sheet consists of things you own (assets) and things you owe (liabilities). If you own more than you owe, you have a positive net worth. You can strengthen your personal ...
–Front-End and Back-End Debt-to-Income Ratios –Max DTI for Conforming Loans –Max DTI Ratio for FHA Loans –Max DTI Ratio for VA Loans –Max DTI Ratio for USDA Loans –How to Calculate Your DTI Ratio –What’s Included in the Debt-to-Income Ratio ...
One great way to track your progress is tocalculate your net worth. Your net worth is simply your assets minus your liabilities. It gives you a great insight into how you are progressing towards your financial goals. In addition to your net worth, I like to track one other ratio. ...
ROIC is one of themost important and informative valuation metricsto calculate. That said, it is more important for some sectors than others since companies that operate oil rigs or manufacture semiconductors invest capital much more intensively than those that require less equipment. How Do You Ca...
Living in the U.S. is considered to be generally expensive. Many cities in the U.S. rank high in cost of living indexes, indicating a high living cost. Additionally, expenses for healthcare and college, for example, are relatively high when compared to other countries. As the U.S. is ...